Complimentary Benefits
Life is anything but
expected. That’s why
it’s important to have a
comprehensive benefits
program to help keep your
employees happy, healthy
and engaged.
By combining voluntary
benefits with our trusted
partner network, we’ll
connect you with services
that can help create a more
robust benefits offering
for your business and your
employees.
80% Of All Employers
recognize voluntary benefits and
services as an important part of
their employee value proposition.
Source: Willis Towers Watson, 2018 Emerging
Trends: Voluntary Benefits and Services
Survey.
Employees can access
qualifying value-added
programs by attending
a 1-to-1 benefits
counseling session.
Flexible enrollment
options ensure
employees can learn
about their benefits
wherever they are:
Complimentary Opportunities
Available to most accounts without increasing your budget,
for one year with minimum size requirements
FINANCIAL EDUCATION
• Financial coaching through phone access to financial counselors,
webinars and online budget calculators
• Delivered through KOFE, a product of Consolidated Credit
WELLNESS DISCOUNTS
• Discounts for health and wellness-related expenses, including prescription
drugs, diagnostic testing and even virtual veterinary support.
• Delivered through WellCard
PREMIUM-ONLY PLANS
• Section 125/cafeteria plan administration
• Delivered through AmeriFlex
ONLINE HR SUPPORT
• Website providing expert HR advice, best practices, news summaries
and access to a state employment law database
• Delivered through HRAnswersNow®
BENEFITS EDUCATION WEBSITE AND COMMUNICATIONS
• Customized for your employees, brand and benefits offering
• Delivered through Colonial Life
LEGAL SERVICES
• Preparation assistance for legal documents such as wills, preparing a
healthcare directive and estate planning
• Delivered through LawAssure™
Qualified Opportunities
Most accounts may choose one without increasing your budget,
for one year with minimum size requirements.
HEALTH ADVOCATE SERVICES
Choose between the following services:
• 24/7 access to a Personal Health Advocate who can navigate the healthcare
system and advocate on an employee’s behalf
• Employee Assistance Program offering support for work/life concerns
including counseling, childcare location services and online resources
• Delivered through Health Advocate
COMPLIMENTARY AD&D INSURANCE COVERAGE
• $10,000 of accidental death and dismemberment coverage to offer an added
layer of financial protection
• Delivered through CHUBB
IDENTITY THEFT PROTECTION
• Access to identity monitoring, alert and recovery services when personal
information has been compromised
• Delivered through Identity Guard
Terms and availability of these programs are subject to change. State restrictions may apply. Services are not
valid after coverage terminates. Please contact your Colonial Life benefits representative for details.
HRAnswersNow®, provided by CCH, is available with select insurance offerings. Accidental Death and
Dismemberment insurance coverage is underwritten by Federal Insurance Company, a member insurer of the
Chubb Group of Insurance Companies. This coverage may not be available in all states.
Insurance products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC.
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and marketing brand of Colonial Life & Accident Insurance Company. 1-21 | 101867-2